NBI and stock.estate repay over €1 million to investors early

The transaction marks another milestone in the collaboration between NBI and stock.estate, at a time when access to capital, repayment history and the ability to meet financial commitments are becoming essential factors in strengthening investor confidence.

The three rounds were conducted through stock.estate, a real estate crowdfunding platform licensed by the Romanian Financial Supervisory Authority under Regulation (EU) 2020/1503. Investors received the principal together with the interest calculated for the periods during which their capital was effectively deployed.

The repayment in the business and real estate press

Several Romanian and international publications covered the repayment and its relevance to the development of participatory finance.

Profit.ro

“The development reflects the growth of an investment segment connecting private capital with the financing needs of real estate companies, as a complement to traditional bank lending.”

BURSA

“Participatory financing mechanisms represent an instrument that complements traditional bank lending.”

Romania Insider

“Access to capital, repayment track records, and the ability to meet financial commitments are becoming increasingly important factors in building and maintaining investor confidence.”

Nine O’Clock

“This milestone strengthens the partnership between the two companies and highlights the growing role of real estate crowdfunding in financing the property sector.”

CIJ.World

“All three repayments were completed approximately one month before their contractual maturity dates, together with interest accrued over the actual investment periods.”

Goldring

“Repayment history is a key element for companies using crowdfunding to build financial credibility.”

ZF Comunicate

“The partnership between North Bucharest Investments and stock.estate illustrates how private capital can support concrete real estate operations.”

Three rounds closed ahead of schedule

North Bucharest Investments repaid the full principal associated with the three rounds, with a combined value exceeding €1 million. Interest was calculated and paid for the periods during which the capital was effectively deployed.

Closing the rounds ahead of schedule marks the fulfilment of the commitments attached to these financings. For investors, it means that the capital returned to their accounts earlier, allowing them to decide sooner how to use it next.

Vicențiu Vlad: repaid capital reconfirms trust

As of 21 October 2026, stock.estate reported approximately €14.6 million in invested capital, more than 17,400 users and 105 funded campaigns. Principal repayments had reached approximately €6 million, while interest paid to investors had exceeded €913,000.

“The maturity of this model should not be measured solely by the millions of euros raised, but, more importantly, by the capital repaid and the trust reaffirmed. NBI’s early completion of three financing rounds demonstrates the importance of financial discipline in an investment partnership.”

Vicențiu Vlad, CEO of stock.estate

The next stage: Progressive Interest

The repayment comes as stock.estate introduces Progressive Interest, a new structure under which the interest rate available is linked to the size of the individual investment and each user’s Investor Level.

The amount of an individual investment determines its Progressive Interest band, while active principal determines the Investor Level. The new system replaces the separate cashback benefit and removes the recurring management fee, making the structure easier to understand before investing.

Full details are available in Introducing Progressive Interest: Higher Rates and No Management Fee.

About North Bucharest Investments

North Bucharest Investments works with more than 80 developers and manages a portfolio of over 100 residential projects, approximately 40% of which are represented on an exclusive basis.

The company’s strategy focuses on portfolio diversification, developing commercial and financial partnerships, and strengthening its regional operations.

“Capital raised fuels growth, but capital repaid builds trust.”

Vlad Musteață, Founder & CEO of North Bucharest Investments

By repaying the three rounds ahead of schedule, NBI and stock.estate mark a concrete outcome of their collaboration and create the basis for its continuation.