Traian 40 by ALTEO II
- Interest rate
- 14% + up to 5% / year
- Payment
- Monthly
- End date
- Feb 16, 2026
- Invested
- € 153 032.45
- Loan to value
- 66 %
- Collateral
- Real estate mortgage
Reimbursement progress: 63%
Company Background
Traian 40 by ALTEO is an urban residential development promoted by ALTEO TEAM BUILDING S.R.L., a Romanian real estate developer with proven experience in delivering mid-scale residential projects, including developments financed through alternative funding mechanisms. This represents the third financing round for the same project, following the successful completion of two previous campaigns, both closed in accordance with the contractual terms agreed with investors.
ALTEO TEAM BUILDING S.R.L. is a Romanian-owned company, founded and owned by Mujoiu Ion, with day-to-day operations and project execution managed by Mujoiu Ionuț Cătălin. With more than 10 years of experience in the real estate sector, the ALTEO team has built a solid reputation based on execution discipline, delivery reliability, and the development of residential products aligned with actual market demand. The company follows a pragmatic development strategy focused on early unit sales, risk mitigation, and maintaining predictable cash flows throughout the construction process.
Investment Opportunity
The project is located at 40 Traian Street, on a 349 sqm plot in a central urban area with strong connectivity and access to key points of interest. The development is fully authorized for a P+5 building, based on separate demolition and construction permits.
During the initial phase, the existing structures on the site were demolished, followed by foundation works consisting of bored piles drilled to a depth of 6 meters along the entire building perimeter. The project is currently in an advanced execution stage, with excavation works underway and the construction of the general raft foundation, designed on two levels, at an excavation depth of approximately 3.4 meters and with a structural thickness of 60 cm. This stage confirms that the project has moved beyond the preparatory phase and is actively under construction.
Key Investment Terms
The current funding round targets a total amount of EUR 350,000, intended to support the continuation of construction works and optimize cash flow during the execution phase. The investment has a 12-month duration, offering a total return of up to 19%, composed of a 14% standard interest rate plus a cashback component.
The investment is secured by a first-rank mortgage over the land associated with the project, providing an additional layer of protection within the financing structure.
Due Diligence and Transparency
From a risk assessment perspective, a key element of the project is that all residential units have already been pre-contracted through binding pre-sale agreements, with delivery scheduled by the end of July, in line with contractual terms. This significantly reduces commercial risk and provides clear visibility into future revenues.
All documentation relevant to the investment analysis, including ownership deeds, permits, security structure, and financial information related to the developer, is made available in the campaign’s document section, allowing investors to conduct their own independent due diligence prior to committing capital.
Why Invest in Traian 40 by ALTEO
Traian 40 by ALTEO is a mature residential development already under construction, promoted by a developer with a demonstrated ability to structure, finance, and execute comparable projects. The successful track record of previous funding rounds, the advanced construction stage, and the high level of pre-sales contribute to a high degree of project predictability.
How to Proceed
Interested investors are invited to review the available documentation, assess the financial terms of the campaign, and participate directly through the stock.estate platform, subject to availability within this funding round.
Risk Considerations
As with any real estate investment, participation in this campaign involves inherent risks, including construction, operational, and market-related risks. The financing structure, first-rank mortgage security, and the advanced stage of execution are designed to mitigate these risks, without eliminating them entirely.
Conclusion
Traian 40 by ALTEO represents an opportunity to invest in a clearly defined urban residential project, already under execution, supported by an experienced developer with a proven record of honoring contractual commitments, within a transparent and well-documented investment framework.










