Oxford by Victoria Homes

     Lending
  • Earn135 / year

Type of property
Residential
Location  Open in Gmaps 🗺️
Bucharest
Loan duration 
12 months
Interest rate 
13.5 % / year
Payment frequency 
Monthly 
Time left 
41 day(s)
Funding target 
€ 350 000
Minimum funding target 
€ 236 414
Maximum funding target 
€ 450 000
Precommitted amount 
€ 226 414
Loan to value 
35 %
Collateral 
Direct liability 

14 investors invested € 234 604

67.03% funded

€ 350 000

Description

Executive Summary

This crowdfunding campaign seeks to raise 350,000 EUR, offering investors the opportunity to be part of a profitable investment with a 13.5% return over 12 months. The beneficiary of this crowdfunding campaign is North Bucharest Investments Group, which is purchasing 22 apartments in the Oxford by Victoria Homes project, valued at 2,264,140 EUR, and has already committed to the deal with a down payment of 226,414 EUR. Investors are offered the chance to co-finance the acquisition with an additional 123,586 EUR. The apartments are set to be sold within the 12-month loan period, generating ample profit to cover the investments of both North Bucharest Investments group and the participating investors. The beneficiary company will take responsibility in case of default with its assets.



The Project

The development is located in the vicinity of the Baneasa Forest and is excellently connected to the north of Bucharest through Pipera Boulevard. Composed of 20 buildings with a height regime of G+3F+4R, Oxford by Victoria Homes extends over a generous area of 45,667 sqm, and 899 new apartments, with 2, 3 and 4 rooms.

Location

Victoria Homes is strategically located, offering the tranquility of nature and urban accessibility. Situated near Băneasa Forest (5 minutes away), the complex allows residents to enjoy outdoor activities while maintaining quick connections to key locations. Henri Coandă International Airport is just 15 minutes away, and access to Pipera Boulevard and Erou Iancu Nicolae ensures easy travel within Bucharest. Nearby, residents find international schools such as the American International School of Bucharest (4 minutes), Olga Gudynn International School (4 minutes), and Cambridge School of Bucharest (11 minutes). Shopping options include Mega Image Concept Store (4 minutes), Lidl (5 minutes), and Băneasa Shopping City (19 minutes). Fitness centers like World Class and Stejarii Country Club are only 15 minutes away, providing a balanced and connected lifestyle.

The Market

The Pipera area, a northern suburb of Bucharest, has established itself as one of the most desirable locations for premium and luxury real estate. Its appeal lies in the mix of modern residential complexes and individual villas, often featuring gated communities with high-end amenities like swimming pools, green spaces, and playgrounds. The area is particularly popular among families, expatriates, and professionals, especially from sectors like IT and finance, who appreciate its proximity to prestigious international schools, such as the British School of Bucharest and the American International School.

Pipera also benefits from excellent infrastructure, including access to shopping hubs like Băneasa Shopping City, supermarkets, and a variety of fitness and wellness centers. Residential options range from elegant apartments averaging €2,200 per square meter to luxurious villas priced in the high hundreds of thousands to several million euros. Despite rising prices, the combination of accessibility, high-quality developments, and proximity to natural attractions like Băneasa Forest ensures strong demand and a good return on investment.

Competition

Cosmopolis is a large, self-sufficient community offering over 4,800 homes and extensive amenities, including 35 pools, a private beach, sports courts, and a strip mall. It caters to families seeking a suburban lifestyle with on-site services near Ștefăneștii de Jos.

New Point targets professionals in Pipera with modern apartments, gated security, and proximity to international schools and business hubs. It emphasizes urban convenience and premium finishes.

Oxford by Victoria Homes combines tranquility near Băneasa Forest with urban access via Pipera Boulevard. It offers high-quality apartments and nearby facilities, appealing to those seeking a balance of nature and connectivity. Its focus on green living differentiates it from the competition.

Developer

With a history of 30 years in the field, ASCO Constructii has a strong track record of expertise, work quality and achievements.

ASCO portfolio comprises a wide range of projects, including low and high-rise residential, hotels and conference facilities, offices, commercial spaces, etc. designed in Romania as well as in international locations such as Egypt, Tanzania, Chad, Seychelles, Rwanda and Zambia.

The project owner declares that, to the best of their knowledge, no information has been omitted or is materially misleading or inaccurate. The project owner is responsible for the preparation of the key investment information sheet (see Documents).

STOCKESTATE CROWDFUNDING SRL is licensed under the number PJR28FSFPR/400002, since 29.08.2023. Find us in the register of crowdfunding service providers of the European Securities and Market Authority (ESMA).

Invest

Active opportunitiesHow it worksFAQs

Legal

Privacy noticeCookies policyConflicts of interest policyTerms and conditionsInvestment risksMangopay terms

© STOCKESTATE CROWDFUNDING SRL All rights reserved

All investments involve risks, including loss of invested capital, lack of liquidity, and non-reimbursement on loans, partially or integrally. It is an appropriate investment only for investors able to assess and bear the risks presented above. Before investing, please read the risks of investments warning, and also all the clauses of the loan agreement, which will be provided to you for the campaign in question. Stock.estate Platform is not responsible for the information provided by the project developers, even if it is provided by or through Stock.estate. Stock.estate does not provide you any other advisory services. The decision to invest is entirely yours. We recommend that you consult specialized advisers if you need support in evaluating your investment decision. The messages and documentation you receive from Stock.estate or project developers have not been verified or approved by Romanian or European authorities.