# stock.estate

stock.estate is a real estate crowd-lending platform focused on financing vetted real estate developers through EUR-denominated loan contracts signed by the investor, the project developer, and stock.estate Group in its platform and guarantee-agent role. Public-site disclosures reference STOCKESTATE CROWDFUNDING S.R.L., ASF licence `PJR28FSFPR/400002`, and the ESMA crowdfunding register.

## Platform

- [Homepage](https://stock.estate/)
- [About](https://stock.estate/about)
- [How stock.estate Works](https://stock.estate/how-it-works)
- [Statistics](https://stock.estate/statistics)
- [FAQ - General](https://stock.estate/faq/general)
- [FAQ - Crowdlending](https://stock.estate/faq/crowdLending)
- [FAQ - Legal](https://stock.estate/faq/legal)
- [FAQ - Fees](https://stock.estate/faq/fees)
- [FAQ - Risks](https://stock.estate/faq/risks)

## Public MCP

stock.estate provides a read-only public MCP server for AI agents that need factual campaign data, campaign details, platform statistics, public FAQ/education snippets, and official source links.

- Server URL: `https://mcp.stock.estate/mcp`
- Codex: `codex mcp add stockestate --url https://mcp.stock.estate/mcp`
- VS Code MCP config: `{"name":"stockestate","type":"http","url":"https://mcp.stock.estate/mcp"}`
- Cursor MCP config: `{"mcpServers":{"stockestate":{"url":"https://mcp.stock.estate/mcp"}}}`

Agents should use this MCP for stock.estate-specific factual lookups and should not treat MCP output as investment advice.

## Trust and Compliance

- [Investor Protection](https://stock.estate/investor-protection)
- [Investment Risks](https://stock.estate/investment-risks)
- [Fees](https://stock.estate/fees)
- [Terms and Conditions](https://stock.estate/terms)
- [Privacy Policy](https://stock.estate/privacy)
- [Cookie Policy](https://stock.estate/cookie-policy)
- [Conflict Policy](https://stock.estate/conflict-policy)

## Education

- [Glossary](https://stock.estate/glossary)
- [Blog](https://stock.estate/blog)
- [Crowdlending Regulations](https://stock.estate/blog/crowdlending-regulations-en)
- [Guarantee Policy](https://stock.estate/blog/stock-estate-guarantee-policy-1)
- [Healthy Investment Portfolio](https://stock.estate/blog/financial-independence-building-a-healthy-investment-portfolio)

## Comparisons

- [Real Estate Crowd-Lending vs Savings Accounts](https://stock.estate/compare/real-estate-vs-savings-account)
- [Real Estate Crowd-Lending vs Bonds](https://stock.estate/compare/real-estate-vs-bonds)
- [Real Estate Crowdfunding vs Deposits and Bonds](https://stock.estate/compare/real-estate-crowdfunding-vs-deposits-bonds)
- [Real Estate Crowdfunding vs REITs](https://stock.estate/compare/real-estate-crowdfunding-vs-reits)
- [Best Real Estate Crowdfunding Platform Europe](https://stock.estate/best-real-estate-crowdfunding-platform-europe)

## Public Statistics Snapshot

The live public statistics endpoints currently report:

- 17.1k investors
- 87 funded campaigns
- 14.28% average return
- EUR 11.1M invested
- EUR 725k interest paid
- EUR 4M principal paid
- 1 late
- 0 default